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| We represent the buyer, not the
seller and work in the best interest of the buyer, only showing
properties that best fit the buyers criteria, saving them time
and money, and at no cost to the buyer. |
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| New home communities, resales, and
building lots. We specialize in homes priced $150,000 and higher. |
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| We specialize in Collier County in Southwest Florida,
USA, including Naples and Marco Island, and in Lee
County including Bonita Springs, Estero, Fort Myers,
Cape Coral, Sanibel and Captiva Island. |
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| There are certain advantages to building new.
You get to pick your floor plan, upgrades, and building
site that is best suited for you. Most builders
only require 10% down and you will most likely gain
appreciation during construction. Builders in Southwest
Florida cater to the buyers that are not staying
in the area. You don’t need to be present
during construction or for closing. Southwest Coast
Realty will do the walk throughs for you prior to
closing and work with the builder in your best interest
to assure the home is built according to contract
prior to closing. |
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| In most cases the minimum initial
deposit is usually $5,000 and sometimes less. A personal check
is the best way to make the initial deposit, so be sure to have
a check with you during your trip. |
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| Currently, the closing cost will be approximately
1.5% (paying cash) to 3% (with new mortgage) of
the purchase price. Annual property taxes as a percent
of the purchase price are estimated at 1.25% in
Collier County and 1.5% in Lee County. |
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| Subtropical weather, beautiful white sandy beaches,
fabulous sunsets, boaters paradise and it’s
the golfing capital of the world! |
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| Studies show that 76 million baby
boomers are starting to retire now and will continue for the
next ten years. With the Southern tip of Florida being the only
subtropical area in the continental United States, we expect
real estate demand in Southwest Florida to be robust and prices
to appreciate. Buyers that desire this area should consider
buying now for future retirement or investors for appreciation
potential. |
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| Some large master planned communities
in Southwest Florida have a Community Development District (CDD).
A CDD is a special district with the authority to levy assessments
on property owners. Typically, a CDD is used to provide infrastructure
that will be paid for later by the homeowners over a number
of years. The annual payment on the CDD is attached to the homeowners
annual tax bill. A resale property may have the CDD paid off,
but almost all new home buyers within those CDD communities
will have a CDD balance owed. The CDD can be paid off at any
time. |
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| By Florida Law, the buyer has a
3 day right of rescission on a resale condominium property and
a 15 day right of rescission on a new condominium property.
The right of rescission period is in business days, excluding
weekends and holidays, and starts upon the receipt of the condo
documents, after signing the purchase agreement, During he rescission
period the buyer may decide to back out of the deal and get
the initial deposit back. The rescission period is the time
for the buyer to read the association documents, including the
financial statements, and determine whether they desire to go
forward. A 3-day rescission period also applies to the purchase
of a resale single family home in a community with a homeowners
association. |
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| On a pre-construction purchase, there is usually
no negotiation at all. On a builders inventory product,
there may be some negotiation. On a resale property
in the $150,000 to $800,000 market value range,
you can expect 0-7%, depending on the circumstances
of the seller. Higher priced properties are generally
more negotiable, again depending on the seller’s
circumstances. |
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| There are over 400 new home communities
and over 20,000 active resale properties. It makes good sense
to contact Southwest Coast Realty before making a purchase to
ensure you are shown only the homes that best match your criteria,
and to take advantage of pre-construction opportunities that
you are unaware of in Southwest Florida. Remember, our service
is free to the buyer! |
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